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What Happened

Lagos, Nigeria — November 2025 — The team behind a groundbreaking AI credit intelligence solution has been named Runner-Up Winner at the highly competitive Zenith Bank Hackathon 2025, securing recognition for one of the most innovative fintech products showcased at the event.
During the 3-day development sprint held in Lagos, the team presented Zenith IntelliScore, a next-generation, AI-powered alternative credit scoring engine designed specifically for banks and financial institutions seeking real-time, data-driven lending decisions.
Alongside the enterprise solution, the team also unveiled Credible.ng — a consumer-facing platform built to empower individuals and businesses with transparent, behaviour-based credit insights. Credible.ng enables users to upload statements, understand their credit standing, track financial trust indicators, and access personalised tips to improve their score.