Lagos, Nigeria — November 2025 — The team behind a groundbreaking AI credit intelligence solution has been named Runner-Up Winner at the highly competitive Zenith Bank Hackathon 2025, securing recognition for one of the most innovative fintech products showcased at the event.
During the 3-day development sprint held in Lagos, the team presented Zenith IntelliScore, a next-generation, AI-powered alternative credit scoring engine designed specifically for banks and financial institutions seeking real-time, data-driven lending decisions.
Alongside the enterprise solution, the team also unveiled Credible.ng — a consumer-facing platform built to empower individuals and businesses with transparent, behaviour-based credit insights. Credible.ng enables users to upload statements, understand their credit standing, track financial trust indicators, and access personalised tips to improve their score.
Zenith IntelliScore transforms the traditional loan assessment workflow by analysing patterns in customer behaviour using:
While the bank-facing IntelliScore strengthens institutional lending systems, Credible.ng brings that same intelligence to everyday Nigerians.
Users can now: